You have worked hard;
protect your business and your family.
Business Related Insurance
You’ve poured your heart and soul into your business success so why not protect what you’re building?
Success and continuity of your business depend on contribution of equity and key personnel. To help reduce the impact of a death or disability of an owner or a key person to the business, you should consider the varies business related insurance below:
Key Person Protection:
Enables a business to cover financial loss (including revenue or capital) to the business due to death, serious illness or injury of a key person to the business.
Business Expense Insurance:
Pays the business a monthly benefit amount to cover fixed business expenses to help keep the business operating if the life insured/business owner is unable to work due to a sickness or injury. This cover generally pays a benefit up to 12 months.
Business Succession Planning:
Allows the smooth and orderly handover of a business from an owner to another should an owner pass away or cannot continue working due to a serious illness or injury.
Loan or Guarantor Protection Insurance:
Enables a business to protect their financial position by covering the guarantor of a business loan. In an event of death or permanent disability of the guarantor, the insurance cover can pay out the loan and minimize the risk of the lender calling upon the business to recoup any funds.