You have worked hard;
protect yourself and your family.
Personal Risk Insurance
Life events happen all the time. Are you prepared? A solid wealth protection plan can ensure your goals can still be kept on track should the unexpected occur.
LIFE INSURANCE
This insurance pays a lump sum amount in the event that the life insured dies or is diagnosed with a terminal illness. Know that your family is protected and debt free; allowing them to continue their current lifestyle free from financial burden.
TOTAL AND PERMANENT DISABLEMENT INSURANCE
(TPD)
This insurance pays a lump sum amount in the event that the life insured suffers from a serious illness or injury that prevents them from ever working again. This cover is generally used to clear lump sum debt, allow funding for ongoing care and assist future capital expenditure. This cover combined with an income protection plan can ensure debt-free living for you and your family in the event of an unfortunate incident.
INCOME PROTECTION INSURANCE
In the unfortunate event that you are unable to work due to an injury or illness, this insurance replaces up to 75% of your income. You can focus on getting well and not be stressed about bills.
TRAUMA INSURANCE
This insurance pays a lump sum on diagnosis of a specified illness or condition (e.g. a heart attack, stroke, cancer or other serious illnesses). The cover is generally used for unexpected out-of-pocket expenses associated with medical recovery and to provide financial relief for short-term loss of income and short-term debt repayment commitments.